Rental Property Loans Powered By Alpha Funding*

Get long term financing at competitive interest rates for real estate investors that are operating residential rental units.

Do you not have a deal you want to fund yet? Click below to get pre-approved today!

Click Here To Get Pre Approved Today!

Do you have a project you need funding for now? Click below to submit your deal for review!

Click Here To Submit Your Deal for Review!

Main highlights as follows:

  • Minimum FICO score of 680
  • No tax returns or W2s required
  • No income documentation and property must be in an LLC
  • Bank statements required
  • Loan amount from $75,000 to $2,000,000
  • 30 Year Fixed Rate
  • 6 months of reserves required
  • Rent-ready and leased qualify
  • Single Family, 2-4 Unit Multifamily, Short-term vacation rentals, Warrantable Condo, Townhomes, and commercial mixed-use (50% residential component)
  • No owner-occupied properties
  • No experience required, subject to deal terms and underwriting review
  • Rates start at 6.875% with 2-3 points on the total loan amount
  • No upfront fees and we only get paid when you close
  • $1,000 attorney fee, $995 commitment fee, and $40 wire fee at closing
  • Up to 80% Loan to Value (LTV) on As-Is Basis
  • Based off DSCR (Debt Service Coverage Ratio), minimum ratio of 1.0
  • All loan servicing, inspections, and underwriting done by experienced in-house team without any third parties.  Many decades of underwriting experience amongst top staff.
  • Promise the very best in communication, customer service, guidance, and support through being honest, transparent, and direct.
  • Commitment to Innovation: Having a commitment to bring the best technology, systems and processes to private lending for a smooth, easy, and consistent process.
  • Closing speed: Close in less than 21 days
  • Competitive rates: The best combination of rate and leverage for your project.
  • Values building long term relationships with clients over maxing out the profit on an individual loan.
  • Repeat borrowers receive preferred pricing
  • Proven track record: Have loaned $1 billion since 2007 with over a 70% rate of repeat business

Click Here for Frequently Asked Questions

* Note: Double Close Cash LLC is not affiliated with Alpha Funding.  We do receive commissions for referrals at no extra expense to the borrower.

Why not get pre-approved right now?

Even if you do not have a fix and flip deal that needs funding right now, you can go ahead and get pre-approved now so that you can shop with confidence for your next real estate deal knowing you have a team ready to back you.  And, can you can receive a personalized proof of funds within 24 hours of submitting your request to borrower portal!

It only takes 10-20 minutes to apply, and you only have to be approved once!  There is only a soft pull on credit for the pre-approval, with no hard credit check made until you have a specific deal that needs to be funded.  

Even if you have other lenders you are satisfied with now, it makes sense to have other lenders in case there is a situation where they are not able to help you in the future and you need a backup or a company that can simply provide you more options!

Click the button below to submit your pre-approval application today!

Click Here To Get Pre Approved Today!

Have a Specific Project You Need Funding For Now?

Click the button below to submit your deal for review.  Someone from our underwriting team will get back to you within 24-48 hours to discuss the deal.

Click Here To Submit Your Deal for Review!

Have Question? Call Now To Get a Free Consultation with Us Today!

Call now: 1-855-466-7773

Or fill out your name, email, and phone number below to contact us to see how we can help you finance your next real estate transaction

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